User Agreement

This is the User Agreement for the below-defined Service made available to you by The Stock Market Blueprint, LLC (“Stock Market Blueprint”). This is also where you will find posted updates by this User Agreement in the future.

YOUR USE OF THIS PRODUCT/SERVICE AND ANY OF ITS CONTENTS MADE AVAILABLE TO YOU HERENUNDER, INCLUDING BUT NOT LIMITED TO, ANY TEXT, DATA, INFORMATION, MATERIALS, SOFTWARE, AND GRAPHICS CONTAINED OR PROVIDED THROUGH IT IN ANY FORM OR MEDIA AND ALL SERVICES THAT MAY BE PROVIDED IN CONJUNCTION WITH IT (ALL SUCH INFORMATION, MATERIALS AND SERVICES, COLLECTIVELY, THE “SERVICE”) IS SUBJECT TO THE TERMS AND CONDITIONS OF THIS USER AGREEMENT (“AGREEMENT”). BY SUBSCRIBING TO THE SERVICE, USING THE SERVICE IN ANY WAY, OR ACCEPTING ANY RELATED SERVICES FROM THE STOCK MARKET BLUEPRINT, YOU AGREE THAT YOU: (1) HAVE READ AND UNDERSTAND THIS AGREEMENT,  (2) HAVE THE CAPACITY AND AUTHORITY TO ENTER INTO IT; AND (3) ARE BOUND BY ALL OF ITS TERMS AND CONDITIONS.

Stock Market Blueprint may change the terms and conditions of this Agreement at any time. A notification of such change(s), as well as the revised Agreement itself, will be posted on the Website. You will be responsible for regularly checking the Website and for reviewing any changes to the Agreement. By using the Service after any such changes take place, you signify your acceptance of the change(s) and your agreement to be bound by them.

Use of this Service

Subject to the terms of this Agreement, Stock Market Blueprint grants you a revocable, non-transferable, non-exclusive limited license to use those portions of the Service, to which you are granted access but only for your own personal, noncommercial use and not for any use on behalf of any third party. For absence of doubt, you may not use the Service to service, or otherwise perform work on behalf of, any brokerage, financial services or related person(s) or their clients. Use of the Service is intended only for citizens or residents of the United States or its territories.

Subject to the terms of this Agreement, you may download or print hard copies of pages or reports from the Service or portions thereof but only in connection with your own personal, noncommercial use and not on behalf of any third party. Any such downloads/hard copies must contain the following notice:

“Copyright (c) 2015 The Stock Market Blueprint, LLC. All rights reserved.”

There may be certain limits or additional conditions imposed on you in order for you to access certain portions of the Service and/or to download and/or print pages or reports (e.g., the number of downloads may be limited or you may be required to pay additional fees for downloads beyond a certain number or you may be required to provide additional information).  In all cases, this Agreement (as supplemented by such limits and/or additional terms and conditions) will govern your use of the Service and you agree to comply with it.

Except as expressly set forth in this Agreement, you may not modify, copy, distribute, disclose, retransmit, sell, publish, broadcast, or circulate the Service, or any portion of it (including, but not limited to, any download or printed copies made from it) without Stock Market Blueprint’s prior written consent.

Stock Market Blueprint has the right, at any time without notice, to: (i) revoke or limit your license to use the Service (or any portion of it); and (ii) change or discontinue providing the Service (or any portion thereof). Stock Market Blueprint has no obligation to update the Service or to correct any errors or omissions that might be contained in it.

Ownership and Copyright

You acknowledge and agree that the Service (including, without limitation, all information contained in or associated with it) is owned by Stock Market Blueprint and/or its third party content providers (“Content Providers”) and is protected by international copyright and other intellectual property laws. You further acknowledge and agree that the Service contains certain proprietary data and information of Stock Market Blueprint and its Content Providers, that you will not use these data or information for any unlawful or unauthorized purpose, and that you will use reasonable efforts to protect them from illicit distribution or use. Each Content Provider is a third party beneficiary of this Agreement to the extent necessary to enable it to enforce its proprietary rights in the data and the applicable use restrictions contained in this Agreement.

Trademarks

STOCK MARKET BLUEPRINT, THESTOCKMARKETBLUEPRINT.COM, and the STOCK MARKET BLUEPRINT design and logo are registered marks of Stock Market Blueprint. In addition.  You will not use or allow any third party to use any of Stock Market Blueprint’s marks, including but not limited to the foregoing, without Stock Market Blueprint’s prior express written consent. All marks not owned by Stock Market Blueprint are the property of their respective owners.

Disclaimer of Warranties

THIS SERVICE IS PROVIDED “AS IS” WITH ALL FAULTS. STOCK MARKET BLUEPRINT AND ITS CONTENT PROVIDERS DISCLAIM ALL WARRANTIES OF ANY KIND REGARDING THE SERVICE, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OWNERSHIP, NONINFRINGEMENT, ACCURACY OF INFORMATIONAL CONTENT, AND ABSENCE OF VIRUSES AND DAMAGING OR DISABLING CODE.

NEITHER STOCK MARKET BLUEPRINT NOR ITS CONTENT PROVIDERS WARRANT THE ACCURACY, COMPLETENESS, OR TIMELINESS OF THE SERVICE. NEITHER STOCK MARKET BLUEPRINT NOR ITS CONTENT PROVIDERS SHALL BE RESPONSIBLE FOR INVESTMENT DECISIONS, DAMAGES, OR OTHER LOSSES RESULTING FROM USE OF THE SERVICE.

PAST PERFORMANCE DOES NOT GUARANTEE FUTURE PERFORMANCE. NEITHER STOCK MARKET BLUEPRINT NOR ITS CONTENT PROVIDERS SHALL BE CONSIDERED AN “EXPERT” UNDER THE SECURITIES ACT OF 1933. NEITHER STOCK MARKET BLUEPRINT NOR ITS CONTENT PROVIDERS WARRANT THAT THIS SERVICE COMPLIES WITH THE REQUIREMENTS OF THE NASD OR ANY SIMILAR ORGANIZATION OR WITH THE SECURITIES LAWS OF ANY JURISDICTION

Some jurisdictions do not allow the exclusion or limitation of implied warranties, so the above exclusions or limitations may not apply in all cases.

Limitation of Liability

NEITHER STOCK MARKET BLUEPRINT NOR ITS CONTENT PROVIDERS NOR ANY PERSON THROUGH WHOM STOCK MARKET BLUEPRINT MAKES THE SERVICE AVAILABLE SHALL BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM OR RELATING TO THIS AGREEMENT, THE SERVICE, OR THE USE OF, OR RELIANCE ON, THE SERVICE, WHETHER IN CONTRACT OR TORT OR OTHERWISE, EXCEPT TO THE EXTENT SUCH DAMAGES ARISE DIRECTLY FROM A WILLFUL BREACH BY STOCK MARKET BLUEPRINT (OR THAT PERSON) OF ANY OF ITS EXPRESS OBLIGATIONS UNDER THIS AGREEMENT OR EXCEPT  TO THE EXTENT OTHERWISE EXPLICITLY MANDATED BY APPLICABLE LAW.

EXCEPT TO THE EXTENT OTHERWISE EXPLICITLY PROHIBITED BY APPLICABLE LAW, THE AGGREGATE LIABILITY OF STOCK MARKET BLUEPRINT AND ITS CONTENT PROVIDERS ARISING FROM OR RELATING TO THIS AGREEMENT, THE SERVICE, AND THE USE OF, OR RELIANCE ON, THE SERVICE, WHETHER IN CONTRACT, TORT OR OTHERWISE, SHALL BE LIMITED TO ACTUAL DIRECT DAMAGES THAT CAN BE FINALLY PROVED IN A COURT OF COMPETENT JURISDICTION IN AN AMOUNT NOT TO EXCEED $1,000.

EXCEPT TO THE EXTENT OTHERWISE EXPLICITLY PROHIBITED BY APPLICABLE LAW, NEITHER STOCK MARKET BLUEPRINT NOR ITS CONTENT PROVIDERS SHALL BE LIABLE FOR ANY PUNITIVE, SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES ARISING FROM OR RELATING TO THE FOREGOING, WHETHER IN CONTRACT OR TORT OR OTHERWISE, EVEN IF STOCK MARKET BLUEPRINT OR ITS CONTENT PROVIDER HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnification

You agree to indemnify, defend, and hold harmless Stock Market Blueprint, its affiliates and its Content Providers from and against any and all claims, liabilities, losses, costs (including, but not limited to, reasonable attorneys’ fees), and/or damages of any kind arising from or relating to: (i) your use of the Service; (ii) your breach of this Agreement; and (iii) any messages, information, or materials uploaded, posted, published, or transmitted by you in connection with the Service (including, without limitation, in any Discussion Area (as defined below) that may be made available as part of the Service).

User Password

If you are required to select a password to access or use the Service, you may then modify that password at any time as often as you like. You may not select any password that violates any third party’s rights or is offensive, improper, or inappropriate. If Stock Market Blueprint determines in its sole discretion that any password you select is inappropriate for any reason, Stock Market Blueprint may delete that password and/or limit or terminate your access to the Service.

Your password is for your personal use only, and you agree to keep it secret and not to share it with anyone (except as expressly allowed under this User Agreement).

YOU ARE RESPONSIBLE FOR ALL USE, ACTIVITIES, AND CHARGES ASSOCIATED WITH OR ARISING FROM ANY USE OF YOUR PASSWORD, REGARDLESS OF WHETHER YOU AUTHORIZED SUCH USE. YOU MUST PROMPTLY NOTIFY STOCK MARKET BLUEPRINT (USING THE TOLL-FREE NUMBER OR E-MAIL ADDRESS LISTED BELOW UNDER “CUSTOMER SERVICE AND PRODUCT SUPPORT”) OF ANY UNAUTHORIZED USE OF YOUR PASSWORD.

Third-Party Web Sites, Links, and Information

The Service may contain information, products, and services provided by third parties and links (including advertisements) to Web sites made available by third parties. This information and these products, services, and links are provided only as a convenience to users of this Service. Stock Market Blueprint does not control this information or these products, services, or Web sites, Stock Market Blueprint does not make any representations or warranties, express or implied, regarding this information or these products, services, or Web sites and shall not be liable for any information or services received from them. Inclusion of any of the foregoing in conjunction with the Service does not constitute or imply an endorsement, authorization, sponsorship, or affiliation by or with Stock Market Blueprint with respect to any third party, any third party’s Web site or its content, or any information, products, or services provided by a third party.

Stock Quotes

Where available within the Service, U.S. intraday exchange quotes are real-time, subject to a 15 minute delay. All quotes are believed to be correct, but Stock Market Blueprint does not warrant or guarantee the accuracy, completeness or timeliness of any such information. Stock Market Blueprint advises you to always confirm the price of a particular investment with a broker or other party executing its sale, purchase or redemption, as appropriate.

Privacy and Information Made Available by You

Stock Market Blueprint shall have the right to use and disclose any information provided by you through the Service (including but not limited to information provided through e-mail) or made available through your use of the Service, for any lawful purpose, unless you indicate otherwise. In no event shall you be entitled to any compensation for the use of any of this information. Please see our Privacy Policy for further details.

Use of Discussion Area

To the extent the Service involves any access to any forum, blog, private message, email or other medium (e.g., a comments section within a post, video or associated with an article) by which discussions may be effected (individually and collectively, the “Discussion Area”), you understand and agree that Stock Market Blueprint makes no representations or warranties with respect to any of the Discussion Area or with respect to any messages, information, or materials contained in any of them. You acknowledge and agree that your use of, or reliance upon, any such messages, information, or materials is at your sole risk and expense.

Stock Market Blueprint does not, and cannot, review all of the information and materials provided in the Discussion Area and has no responsibility or liability for any such information or materials or their use. If Stock Market Blueprint becomes aware of any information or materials that it determines violate the terms of this Agreement or the Discussion Area policies promulgated by Stock Market Blueprint from time to time or that Stock Market Blueprint otherwise deems inappropriate in its sole discretion, Stock Market Blueprint reserves the right to delete, move, or edit any such information or materials.

To the extent that you use the Discussion Area, you covenant that you will: (a) comply with the Discussion Area policies promulgated by Stock Market Blueprint from time to time; (b) be solely responsible for your use of the Discussion Area and any messages, information, and materials provided by you or through another user making use of your password; (c) not advertise or offer to sell goods or services of any kind on any Discussion Area; and (d) not upload, post, publish, or transmit any messages, information, or materials that (i) restrict or inhibit any other user from accessing, using or enjoying the Service, (ii) are unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, offensive, pornographic, profane, sexually explicit, or indecent, (iii) constitute or encourage conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable law, (iv) violate or infringe the rights of Stock Market Blueprint or any third party (including but not limited to copyrights, trademarks, patents, trade secrets, and rights of privacy and publicity), (v) constitute or contain false or misleading indications of origin or statements of fact, (vi) contain software or any other commercial materials or information, or (vii) contain any viruses or other harmful component.

By uploading, posting, publishing, or transmitting any messages, information, or materials in connection with the Discussion Area, you hereby grant to Stock Market Blueprint and its affiliates a royalty-free, worldwide, perpetual, transferable, irrevocable, nonexclusive license (with the right to sublicense) to use, copy, modify, display, publicly perform, distribute, reproduce, and create derivative works of the foregoing in any form, media, software, or technology of any kind now existing or developed in the future.

Governing Law and Jurisdiction

This Agreement is governed by and construed in accordance with the laws of the State of Utah, U.S.A., without giving effect to any choice-of-law or conflict-of-law provision or rule (whether of the State of Utah or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than that of the State of Utah. You hereby consent to, and agree to bring any and all claims in, the exclusive jurisdiction of the state and federal courts located in Salt Lake County, Utah, U.S.A., for any action or proceeding arising under or relating to this Agreement, the Service, or the use of, or reliance on this Service, whether based in contract or tort or otherwise.

Entire Agreement

This Agreement shall constitute the entire agreement between you and Stock Market Blueprint regarding the subject matter hereof and shall supersede any and all prior negotiations, representations, warranties, undertakings, or agreements, written or oral, between the parties regarding such subject matter.

Severability

To the maximum extent possible, each provision in this Agreement shall be interpreted in such manner as to be valid and enforceable under applicable law. If any provision of this Agreement is held to be invalid or unenforceable under applicable law, such provision shall be modified so as to be rendered valid and enforceable while implementing, to the maximum extent possible, the original intent of such provision. If such modification is not possible or allowed, then such provision shall be ineffective only to the extent of such unenforceability or invalidity without affecting the remainder of such provision or any other provisions in this Agreement.

Charges and Billing Practices

You will not be charged a subscription fee for use of the Services during the initial term.  However, Stock Market Blueprint reserves the right to change the fees it charges for products, services or features (collectively, “Products”) offered in connection with the Service at any time. These sorts of changes include, but are not limited to, adding fees for new/optional Products and/or modifying fees for existing Products. By using any of the Products, with which there are associated fees, you agree to pay those fees. Future subscription fees will be based upon the subscription rates in effect at the start of each subscription term and apply whether or not you actually use the Service during that term. You can find the current subscription rates on the Website. Subscription fees are nonrefundable, except as set forth below. If you do not want to pay these associated fees, you must cancel your subscription, as set forth below.

Subscription fees and all others fees and charges associated with your subscription (including, but not limited to, any applicable federal, state, and local taxes) will be billed automatically to the credit card you provide when registering for the Premium Service (“your credit card”). If your credit card is a VISA or MasterCard and the number or expiration date for your credit card changes for any reason (for instance, you get a new number because your old card expired, was stolen, etc.), that updated information may be automatically passed on from your credit card issuer to Stock Market Blueprint, and if we do receive such information, it will be treated by Stock Market Blueprint as if it were originally furnished by you. To learn more about this service being provided by your credit card issuer, please contact them directly.

You must promptly notify Stock Market Blueprint (as set forth below) if any information related to your credit card changes is no longer valid or of any other change to the information you provided Stock Market Blueprint regarding your credit card (including, but not limited to, changes to your billing address or other pertinent contact information). Absent such notification, Stock Market Blueprint will assume that all of the information related to your credit card remains valid and will submit to the card processor all information that it requires for approval, both when you initially subscribe and, if applicable, upon the commencement of any renewal of that subscription. If any subscription fees or other charges billed to your credit card are declined for any reason, Stock Market Blueprint shall have the right to suspend your subscription until such subscription fees or other charges are paid in full. You agree to pay all costs (including attorneys’ fees) incurred by Stock Market Blueprint in collecting any unpaid subscription fees or other charges from you.

Cancellation

You may cancel your subscription at any time.  If you cancel your subscription during the free period, you will not be responsible for the payment of a subscription fee. However, except as otherwise provided herein, if you cancel your subscription at any time in which subscription fees are being charge, your membership will continue in effect until the monthly anniversary of the effective date of your paid subscription and then terminate on that date. (For example, if your paid subscription start date is on January 1 and you cancel on June 15, your membership continues until July 1, at which time it ends.)

Stock Market Blueprint may immediately cancel your subscription, without notice or liability, if it determines in its sole discretion that: (i) you have breached any portion of this User Agreement; or (ii) your use of or access to the Service violates any applicable law or regulation or otherwise inhibits any other subscriber from using or accessing the Service or any other service offered by Stock Market Blueprint on the Website. None of the foregoing limits any other legal, equitable, or contractual rights available to Stock Market Blueprint.

Stock Market Blueprint may, in its sole discretion, choose not to renew your subscription by sending a notice of non-renewal at any time during your subscription term to the e-mail address you provided when completing your registration. You will be deemed to have received this notice, whether or not you saw it or the e-mail address provided by you continues to be valid. In the event of such a notice, your subscription will cease and will not automatically renew at the end of your then-current subscription term.

Customer Service and Product Support

For technical and product support related to your Service subscription, please go to the Membership Services or Feedback section of the Service to contact Stock Market Blueprint via email.

For customer service related to your subscription on the mobile Service, contact Stock Market Blueprint via telephone at (206) 516-9075.

This User Agreement was last updated on December 7, 2015.